OUR Services
Home loan comparison
We have access to many lenders on our panel and each lender has many products. The advantage to seek assistance from us is that we will help you weave through all the hidden terms, conditions and fees with an expert eye to present you with the results from our analysis based on your requirements and circumstances. This could be a daunting process for anyone who does not work in the mortgage industry. We have the knowledge on current market trends and the latest offerings from lenders which will allow us to steer you away from expensive or unsuitable loans. A very important and key point of our service is to take the burden of searching and comparing loans off your shoulders and provide professional advice to guide you through the home loan process so you can sit back and enjoy the experience.
We understand due to the size of large financial corporates, you may be experiencing a new representative assisting throughout your home loan experience. At Hy Financial, our policy is to ensure our clients are receiving consistent personalised service where your personal broker will be assisting you from end-to-end throughout the journey. We believe in building a strong relationship with our valued clients and the foundation of relationships are based on rapport which leads to loyalty. It is in our best interest to keep building the rapport and not present our clients with a new face every time.
Home owner
Our company aspiration at Hy Financial is to help first home buyers to achieve their dreams in buying their first home. It is a very exciting time and it is amazingly rewarding to be able to assist fellow Australians in achieving this dream. We share the joy and excitement in buying a new home. We will find the appropriate home loan product which will set you years ahead of your peers and we would be here to assist you in refinancing when you are ready to upsize with a growing family. By finding the right product, you are able to enter the housing market with a lower deposit which means entering and owning your own home at a much earlier stage of your life. We all know as time goes by we grow wiser and our home will grow in equity. The sooner you have equity growing, the sooner you are able to upsize your home. Timing is a crucial factor to success in building your property portfolio and Hy Financial is here to service you.
Investment & Refinance
Life is full of surprises and you might want to upsize your home for a growing family or even want a renovation to freshen up the home. We are able to offer refinancing on home loans to assist on these life changing events or even for investors who are adding another property to their portfolio. The refinance will allow equity release towards a deposit for a new investment. We have a wide range of products cross all lenders and will have a tailored solution that suits your investment appetite. We have been trained by all lenders on our panel regarding their products of offer, their target market and risk appetite. With the exposure to all the products from the different lenders of the panel, we have the choices and knowledge to serve you better than any lender alone.