terms of use

Your use of Hy Financial’s website is governed by these Terms of Use. These Terms of Use explain how your personal information will be treated as you access and interact with the Hy Financial website. Your use of the Hy Financial website indicates your acceptance of these Conditions of Use, including any changes made to them.

Disclaimers

To the extent permitted by law, Hy Financial and our related companies accept no liability for any loss or damage (including indirect, special or consequential loss or damage to any person):

• arising from the use of or reliance upon information contained in or accessed through the Hy Financial website.
• should the Hy Financial website be unavailable or not be available in its entirety, and
• as a result of any virus, program bugs or similar causes

Trademarks and Copyright

Hy Financial owns trademarks which are registered or under application. Some of those trademarks are used in the Hy Financial website. You are not permitted to use Hy Financial’s trademarks without our consent, unless such use is otherwise expressly permitted by this website or by law. The Hy Financial website and its contents are copyright to Hy Financial, or in some cases, to other parties. You are entitled to save and or print part or all of the Hy Financial website for your own information but you are not entitled to alter it.

Changes to Conditions of Use

You agree that Hy Financial may at any time vary these Conditions of Use by publishing the varied conditions of use on the Hy Financial website.  The right of Hy Financial to vary these Conditions of Use includes adding to and expanding them as the information and functions available through the Hy Financial website change.

IP addresses

Your IP address is the identifier for your computer when you are using the internet. It may be necessary for Hy Financial to collect your IP address for your interaction with various parts of the Hy Financial website.

Security of information

Hy Financial takes reasonable steps to preserve the security of personal information in accordance with these Conditions of Use and the Privacy Policy If your browser is suitably configured, it will advise you whether the information you are sending us will be secure (encrypted) or not secure (unencrypted). Hy Financial takes all reasonable steps to protect the information in our systems from misuse, interference, loss, and any unauthorised access, modification or disclosure. If Hy Financial no longer requires your information, and is legally permitted to, Hy Financial will take all reasonable steps to destroy or de-identify the information. Hy Financial regularly reviews developments in security and encryption technologies. Unfortunately, no data transmission over the Internet can be guaranteed as totally secure. Accordingly, although Hy Financial strives to protect such information, Hy Financial cannot ensure or warrant the security of any information you transmit to us or from our online products or services and you do so at your own risk. Once we receive your transmission, we take reasonable steps to preserve the security of the information in our own systems.

Direct marketing

Hy Financial may use your personal information for direct marketing purposes.  If you do not wish to receive direct marketing communications from HY FINANCIAL or from other organisations please write to us at .